Kredivo Social & Economic Impact Report
This Kredivo Social and Economic Impact Report marks Kredivo Group’s 10-year milestone and reflects on our contribution to expanding financial inclusion, impacting the livelihood of millions of Indonesian consumers, and supporting Indonesia’s economy. Drawing on qualitative and quantitative research, as well as secondary analysis of Kredivo’s internal data, the report assesses our impact on consumers, merchants, and the broader economy over the past decade. We hope this report provides valuable insights for stakeholders into the role of PayLater services in advancing financial inclusion, improving economic well-being, and supporting economic growth.
This report is jointly published by Kredivo Group and The Demographic Institute of the Faculty of Economics and Business, Universitas Indonesia (LD FEB UI).